Reverse Mortgage

Living in Massachusetts

You have built up considerable equity in your home over the years. Now is the time to benefit from your investment to access tax-free loan proceeds to meet financial obligations, make home improvements or repairs, pay unexpected medical bills, payoff credit cards, increase monthly cash flow, have access to a line of credit for future financial needs, or simply enjoy life with a little more money in your pocket!

A reverse mortgage, also known as a Home Equity Conversion Mortgage (HECM), is a U.S. Housing and Urban Development (HUD) government insured loan that allows qualifying seniors with at least one spouse 62 years old to access the equity in their primary homes.

The most exciting feature about a reverse mortgage loan is being able to receive tax-free cash in a lump sum or whenever needed without ever being required to make a monthly mortgage payment! This gives the opportunity to remain financially independent!  Borrowers are responsible to maintain their homes, pay property taxes and insurance as well as other lending requirements.

A reverse mortgage loan is significantly different than a traditional mortgage and requires a government approved third-party reverse mortgage counseling session before an application may be processed. This ensures that a senior understands the details of a reverse mortgage loan and assures, as best as possible, that a senior is not being taken advantage of by a family member or outside person.

Get the Facts from a Reverse Mortgage Professional.

There are many pros, cons, and myths circulating about reverse mortgage loans. We strongly suggest that you contact us to learn the facts about this complex financial product, and to find out if a reverse mortgage is right for you. Direct Finance Corp. employs more Certified Reverse Mortgage Professionals (CRMP) than any other New England mortgage broker company – we really know what we’re talking about!

A short 10-minute phone conversation will allow us to determine if you meet the initial reverse mortgage loan guidelines. Then we typically schedule a no-cost, face-to-face informational meeting in the convenience of your home. Your family and any trusted advisors are always welcomed to join us as well.

During our meeting you’ll learn about:

  • Common challenges facing senior homeowners
  • How to qualify for a reverse mortgage loan
  • The key benefits of a reverse mortgage loan
  • The different options of receiving tax free cash from a reverse mortgage loan
  • The uses of a reverse mortgage loan
  • The importance paying real estate taxes and property insurance on time, maintaining your home and other loan requirements
  • How a reverse mortgage loan is paid back
  • Is a reverse mortgage loan expensive
  • What options are available other than a reverse mortgage loans
  • How long it takes to process a reverse mortgage loan application

Find Out if a Reverse Mortgage Loan is Right for You!

A Reverse Mortgage loan is not for everyone. But if you have equity in your home and could use extra money for now or the future, you may benefit from this increasingly popular product. Thousands of people age 62 and older have benefited tremendously by having cash available for addressing their needs or desires through a U.S. Department of Housing and Urban Development (HUD) insured reverse mortgage loan.

We are available to answer your questions and discuss a reverse mortgage with you. There is absolutely no obligation, and you will be talking with one of the most knowledgeable providers of reverse mortgages in the industry.

These materials are not from HUD or FHA and were not approved by HUD or a government agency.

Reverse Mortgages

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Norwell, MA 02061

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