Refinancing

Refinancing Can Reduce Monthly Payments or Free Up Cash!

 

Mortgage rates have been at or near historic lows for several years, making it a great time to refinance your existing mortgage. Let Direct Finance Corp. help lower your monthly payment or turn home equity into cash to consolidate debt, finance home improvements or make a special purchase.

Get the Latest Information

No matter how many times you’ve obtained a mortgage you need to be aware that the lending guidelines have changed. It’s critical for you to receive current and accurate information. Our mission is for you to obtain the best mortgage program for your particular situation.

We’ll provide the necessary information to answer the two most commonly asked questions: “What is the interest rate?” and “What are the closing costs?” The answer to both questions is, “It depends.”

It depends on your goal. Are you looking to save money each month, shorten the number of years on your home loan, take cash out, payoff other debts, undertake home improvements, consolidate a home equity line, or convert from an adjustable rate mortgage to a fixed rate loan? Because we are not tied into a “one-size-fits-all” loan program like many banks and other lenders, we can customize a program to suit your goals and budget.

Credit Issues? We May Be Able to Help!

Do you have past or current credit challenges ? Many people have had credit problems, collection accounts, charge-offs, or bankruptcies. Direct Finance Corp. has loan programs that address challenging situations, such as little or no home equity or past credit problems. One of our professional licensed loan officers will review your current credit report and financial situation to determine your best options. Each of our borrowers has a unique background and our job is to provide the optimum loan program for each situation.

Want to know more about reverse mortgages, traditional mortgages or refinacing?
Call us today at 877-499-7283. Or simply complete our easy-to-use online contact form to see for yourself how Direct Finance Corp. can guide you through the Reverse Mortgage process, find the best financing for your new home purchase, or save you money by refinancing your current mortgage loan.

Refinancing

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